About Credit Card Debt

Department Store Credit

Department store cards are great when you get 10% off all purchases on the day you sign up for the card. After that… watch out! You should expect to pay 18-21% on interests rates with department stores. Often that number is far higher than many credit cards. That 10% only goes so far, and if you do not pay it off, expect to pay 18% or more on future bills. If you have a 6-15% APR credit card, choose that over the 10% discount.

  • Credit Cards
  • Unsecured Loans
  • Unsecured Personal Loans
  • Unsecured Personal Lines of Credit
  • Collections, Autos in Repossession
  • Home Loans / Mortgages
  • Auto Loans / Student Loans
  • Government Loans
  • Lawsuits, IRS Debt/Taxes
  • Secured Debts / Medical Bills
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* Individual results may vary based on ability to save funds, amount of debt, willingness of creditors to negotiate, and the successful completion of all program terms. DMB's fees not included in savings disclosure. Program does not assume or pay any debts, nor provide legal or tax advice. Prudence should always be taken by consumers when reviewing contracts and disclosure materials. DMB's services not available in all states.

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